关键词: 信贷市场, 利率选择, 信贷配给

Abstract: Currently,China s economy is developing rapidly and at the same time the difficulty of fund-raising has been an obstacle for the development of small and middle enterprises owing to various factors.For a long time being,the domestic academic research has been focused on credit rationing and interest rate in the credit market.However,little attention has been paid to the credit rationing decision process of banks and enterprises.Beginning with the balance of credit market,this article mainly analyses the bas...

Key words: creditmarket, interestrateselection, creditrationing