关键词: 互联网金融, 跨组织流程, RosettaNet, 金融服务能力, 企业协同, IT变革

Abstract: The deeper application of Internet brings new task to the IT systems of commercial banks, and the goal of information system of the banks that was to reduce process cost and to optimize the structure of the process is transformed to focus on dealing with flexible business model and the crossover seamless cooperation with all kinds of enterprises, and further use IT advantages to influence the mode of cooperation with all kinds of enterprises, helping banks to create value. Financial services implementation framework (FSIF) is proposed to meet these demands, which is embedded in deconstruction and reconstruction of banking products, and FSIF of commercial banks is constructed and cross-organization workflows model is also provided from the perspective of RosettaNet.

Key words: International financial, cross-organization process, RosettaNet, financial service implementation framework, enterprise collaboration, IT innovation