JOURNAL OF BEIJING UNIVERSITY OF POSTS AND TELECOM ›› 2016, Vol. 18 ›› Issue (4): 43-50.

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Information Space, Internet Finance and Government Regulation

  

  1. 1 Department of Economics and Management, Taiyuan Institute of Technology, Taiyuan 030008, China;
    2 School of Economics and Management, Beijing University of Posts and Telecommunications,
    Beijing 100876, China
  • Received:2016-03-21 Online:2016-08-31

Abstract:

Internet finance has developed rapidly, but also exposed some problems, such as information leakage, low liquidity, frequent breach of contract, P2P “run away” and etc Compared with the traditional finance, Internet finance has the feature of the universality in traditional finance, but also has the particularity of the Internet in the new era The information space theory is applied to study the Internet finance, which is analyzed from three dimensions of evolution production function and information space The information space of Internet finance is put forward, and the characteristics of the Internet financial presentation stage, data flowing in information space and Internet financial integration development are discovered Thus it is suggested that the comprehensive supervision and periodical supervision should be carried out which means completing the fundamental structure of Internet finance in the early stage while completing the regulatory law in the mature stage At present, the construction of big data and informatization, Internet credit and real-name network should be strengthened

Key words: information space, Internet finance, government regulation, Internet credit

CLC Number: