北京邮电大学学报(社会科学版) ›› 2012, Vol. 14 ›› Issue (6): 77-81.

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我国新型农村社会养老保险筹资模式研究

  

  1. (中国海洋大学 法政学院,山东 青岛266100)
  • 出版日期:2012-12-30 发布日期:2023-03-27

The Financing Model of New Rural Social Pension Insurance

  1. (Law and Politics School, Ocean University of China, Qingdao 266100, China)
  • Online:2012-12-30 Published:2023-03-27

摘要:

我国是一个农村老年人口众多的国家,随着人口老龄化进程的加快,稳定、持续供给的养老金已成为制约我国新型农村社会养老保险有效实施的瓶颈,迫切要求建立一个可持续发展的养老保险筹资模式。本文主要运用了文献研究的方法对当前学界就新型农村社会养老保险筹资模式的不同观点进行分析,指出现行的筹资模式存在筹资标准低、比例不合理、增值保值难等问题,认为应建立一个以政府为主导、多元参与的养老金筹资模式,并对如何顺利实施该筹资模式的具体途径和措施提出一些行之有效的思路。

关键词: 新型农村, 社会养老保险, 筹资模式, 可持续发展

Abstract:

With the faster progress of aging of population, continuous supply of social pension insurance have become the essential issue of effective implementation of the new rural social pension insurance, which urgently demands the establishment of a sustainable financing mode Through literature review methodology, this paper analyzes the different views to the new type of rural social pension insurance financing mode in the current academic circles and holds that the current financing modes have the problems such as low financing standard, unreasonable financing proportion and difficulty in maintenance and appreciation of values According to the analysis, it concludes that a government-driven, multi-participation pension financing mode should be established, and some effective measures about how to implement the financing mode smoothly are put forward

Key words: new rural area, social pension insurance, financing mode, sustainable development

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