Acta Metallurgica Sinica(English letters)

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我国网络银行发展探讨

张伟; 冯丽   

  1. 济南大学 工商管理系, 农业银行日照市分行 日照市分行
  • 收稿日期:2000-10-08 修回日期:1900-01-01 出版日期:2001-01-30

AnapproachtothedevelopmentofnetworkbanksinChina

ZHANG Wei 1; FENG Li 2   

  1. 1 Department of Industrial & Commercial Management; Jinan University 250022; 2 Rizhao Branch of the Agricultural Bank of China
  • Received:2000-10-08 Revised:1900-01-01 Online:2001-01-30

摘要: 因特网在全世界的应用为金融业的拓展提供了良机 ,网上银行的出现是金融业的飞跃。新世纪 ,银行业面临着来自金融业和非金融业、国内和国外、网上银行和网下银行的多方面挑战。面对挑战 ,银行必须改变竞争策略 ,加快自身的技术更新和网络化建设 ,拓宽和开辟新的服务领域。同时 ,网上银行也产生了一些问题 ,如网上资金划拨风险、网上电脑犯罪问题及相关法律的完善等。为确保网上银行业务的顺利发展 ,应采取一定的措施 ,即制定专门的法律规范网上银行业务 ,加强中央银行监督 ,防范金融风险 ,从而使网上银行及其业务健康、顺利地发展。

关键词: 网络银行, 电子货币, 网络安全

Abstract: The global deployment of Internet has provided the development of the bank enterprise with golden opportunities.The occurrence of network banks is a forward leap in the financial enterprise.In the new century,the bank enterprise will be faced with many sided challenges coming from both the financial enterprise itself & the non financial enterprise,both those at home & abroad,and both network banks & non network banks.Hence the bank enterprise must alter their competitive strategy,step up its own technolo...

Key words: networkbank, electronicmoney, networksecurity

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