北京邮电大学学报(社会科学版) ›› 2010, Vol. 12 ›› Issue (4): 30-33.

• 电子商务 • 上一篇    下一篇

微支付存在问题的解决

  

  1. 北京邮电大学 人文学院,北京100876
  • 收稿日期:2010-05-13 出版日期:2010-08-30 发布日期:2010-09-13

Solution to the Issues on Micropayment

  1. School of Humanities, Beijing University of Posts and Telecommunications,  Beijing 100876, China
  • Received:2010-05-13 Online:2010-08-30 Published:2010-09-13

摘要:

随着网络的普及和电子商务越来越贴近人们的生活,小规模交易的频率越来越高,这些交易的共同特点就是收费金额很小,但消费频繁,因此,实际上大的交易量相加也给这类交易带来了可观的总量。从表面上看,这种新型的支付模式给运营商带来了利润,给消费者带来了便捷,但是隐藏在这背后的,是一些问题的亟待解决和一些法律上的规制与保护。提出微支付的应用机制并制定与之相应的法律规范,使之向着合理有序和法制化的方向发展,以实现金融支付体系的完整。

关键词: 微支付, 电子商务

Abstract:

 

With the development of the Internet and electronic business, micro transactions with the features of low-charging and high frequency become more and more frequent Therefore, there is a large trading volume owing to the accumulation of micro transactions The micropayment brings operators profits and provides convenience for consumers However, many problems are still unresolved, and laws and regulation of micropayment are highly needed This paper proposes application system and relevant regulation of micropayment, which can make it develop in a proper and legal way, and realize the completion of payment system

Key words: micro payments; , electronic business

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