北京邮电大学学报(社会科学版) ›› 2011, Vol. 13 ›› Issue (5): 54-59.

• 电子商务 • 上一篇    下一篇

Bank To Business 网络融资模式——中小企业融资模式新探索

  

  1. (安徽财经大学 金融学院,安徽 蚌埠233041)
  • 收稿日期:2011-08-26 出版日期:2011-10-30 发布日期:2023-03-27

Bank to Business Network Financing Mode—New Exploration of Financing #br# Mode for SMEs

  1. (School of Finance,Anhui University of Finance and Economics,Bengbu 233041,China)
  • Received:2011-08-26 Online:2011-10-30 Published:2023-03-27

摘要:

中小企业(SME)的生存问题一直备受各方关注,其在生产经营过程中面临着融资、技术革新和产品提升以及人才招募培养等诸多困境,而上述种种都离不开资金这一重要的推动力。本文以我国中小企业融资困难现状为出发点,阐述基于网络平台设置面向中小企业的融资机构的基本内容,构建面向中小企业网络融资平台的重要意义,并提出相应的政策建议,以求改善中小企业的融资环境,促进中小企业进一步发展。

关键词: 中小企业, 融资困境, 网络平台

Abstract:

Survival of small and middle enterprises (SMEs) has aroused wide attention SMEs encounter the difficulties of financing, technological innovation, product upgrading and personnel recruitment, all of which can not be separated from funds, this important driving force This thesis, starting from the financing status of SMEs in China, describes the basic elements of setting up a network platform for SMEs’ financing This thesis deeply analyzes the importance of SMEs’ network financing which is based on network platform, and then puts forward some policy suggestions to improve the financing environment for SMEs and promote the further development of SMEs

Key words: small and middle enterprises, financing difficulties, network platform

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