Abstract:

As an innovative enterprise annuity product, the equity indexed annuity guarantees the lowest return to its holders in bear markets. In order to provide a better choice for the investors who want to invest in stock markets while not bearing too much risk, this article analyzes the enterprise annuity's design principle and calculation method of the point to point return rate.

Key words: equityindexedannuity, enterpriseannuity, productdesign